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Financial Crimes How and Where to Obtain a Credit Report Contact each of the three major credit bureaus: Equifax - www.equifax.com To report fraud, call: 800-525-6285 and write: Auto Disclosure Line at 1-800-685-1111 to request a copy of your report. Experian - www.experian.com To report fraud, call: 888-EXPERIAN (397-3742) and write: Trans Union - www.transunion.com To report fraud, call: 800-680-7289 and write: How much does a credit report cost? Each credit bureau may charge for a copy of your report. However, you are entitled to one free report a year if you can show that: your report is inaccurate because of fraud; you're on welfare; or you're unemployed and plan to look for a job within 60 days. There also is no charge if a company has taken adverse action against you, such as denying your application for credit, insurance or employment, and you request your report within 60 days of receiving the notice of the adverse action. To get the free edition of Acrobat Reader from Adobe (to view and print .pdf files) just click here |